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IRA Gifts

The IRA Charitable Rollover is a tax-smart way to support Kansas City PBS and ensure it continues to enrich the lives of our family, friends and neighbors. A gift made from your IRA will never count as income but will always make a difference. Kansas City PBS supporters interested in making an IRA rollover gift are encouraged to consult with their financial advisers. 

Legal name: Public Television 19, Inc. 

Tax ID: 23-7114952 

Kansas City PBS
125 E. 31st Street
Kansas City, MO 64108

Frequently Asked Questions

Here are frequently asked questions that can help you evaluate the benefits of making a gift from your IRA:

What is the IRA Charitable Rollover?

The IRA Charitable Rollover allows donors to make a Qualified Charitable Distribution* (QCD) directly from their Individual Retirement Account (IRA) to a qualified charitable organization.

Gifts up to the annual IRS limit (indexed for inflation; $108,000 per individual in 2025) may be excluded from federal income. The allowable amount is adjusted periodically for inflation.

For couples filing a joint tax return, each spouse may exclude up to the annual limit from their own IRA each year.

In addition, under current law, donors may make a one-time Qualified Charitable Distribution of up to $55,000 (indexed for inflation) to establish a charitable gift annuity (CGA) or certain other life-income gifts.

*QCDs must come from IRAs only (not 401(k)s or 403(b)s unless rolled into an IRA first).

What is a “qualified charitable distribution”?

  • The donor is at least age 70½ at the time of the gift.
  • The distribution is made from a traditional or Roth IRA.
  • The distribution is made to a qualified charitable organization, such as Kansas City PBS (legal name: Public Television 19, Inc.).
  • The distribution is made directly from the IRA custodian to the charity.

Distributions from employer-sponsored retirement plans (such as 401(k)s or 403(b)s) are not eligible unless first rolled over into an IRA.

Will this distribution count toward my required minimum distribution (RMD)?

Yes. A qualified charitable distribution counts toward your annual required minimum distribution (RMD).Under current law, individuals must begin taking RMDs at age 73. However, donors may begin making qualified charitable distributions once they reach age 70½, even if they are not yet required to take RMDs.

Please consult your financial advisor regarding your individual circumstances.

What type of donors may benefit from an IRA rollover gift?

An IRA rollover gift may be especially beneficial for:

  • Donors who do not itemize deductions.
  • Donors who itemize but cannot fully deduct their charitable contributions.
  • Donors who would otherwise recognize IRA withdrawals as taxable income.
  • Donors whose reported income may affect Medicare premiums, taxation of Social Security benefits, or eligibility for certain deductions and credits.

Because QCDs are excluded from income rather than deducted, they may provide tax advantages beyond a standard charitable deduction.

Can I claim a charitable deduction for an IRA rollover gift?
No. Because the distribution is excluded from your federal taxable income, you may not also claim a charitable deduction for the gift.

Are there any restrictions on the use of an IRA rollover gift?

Yes. The distribution must meet the same requirements as a fully deductible charitable contribution.

  • No goods or services may be received in exchange for the gift. For example, the gift cannot be used to:
  • Purchase tickets to special events
  • Pay for memberships that include benefits
  • Fund a life-income arrangement such as a charitable gift annuity (except in limited one-time circumstances allowed under current law)
     

Please contact your us if you have questions about eligibility.

What is the process for making an IRA rollover gift?

The process is simple. 

  • Contact your IRA custodian or plan administrator.
  • Request that a Qualified Charitable Distribution be made directly to:
    Public Television 19, Inc. (Kansas City PBS)
  • Ensure the funds are transferred directly from the IRA to Kansas City PBS.
    Legal name: Public Television 19, Inc. 

      Tax ID: 23-7114952 

      Mail to:
      Kansas City PBS
      125 E. 31st Street
      Kansas City, MO 64108

If you receive the distribution personally and then write a check to the charity, the distribution will not qualify as a QCD and will be reported as taxable income.

What is the deadline for making an IRA rollover gift?

The distribution must be completed by December 31 to qualify for the current tax year.

How to Make an IRA Gift

Make your gift to Kansas City PBS today. To learn more about supporting Kansas City PBS with your IRA, call Steph Shannon, Director of Major Giving at 816-398-4248 or email sshannon@kansascitypbs.org.

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